You don’t need to win the lottery or launch the next unicorn to build real wealth. For most working people out there, wealth isn’t about windfalls — it’s about habits. The right financial behaviours, repeated consistently, can turn a good salary into lasting security, freedom, and opportunity.
Discover the top AI tools transforming personal finance in 2025, from smart budgeting to AI-powered investing. Leverage AI to reach new financial heights.
Check out our detailed breakdown of the best financial tools Canadians can use to take control of their money this year, as selected by our personal finance experts. From budgeting apps that track every dollar to smart platforms that help you plan, save, and spend with confidence, this guide has everything you need to start the year financially strong.
